Hail, a solid form of rain, can fall without notice. Hail damage occurs when one or more hailstones collide with an item during their descent. According to the National Oceanic and Atmospheric Administration, a June 2010 hailstorm in Vivian, South Dakota, produced hailstones that were up to 8 inches in diameter and weighed over 1 pound. However, it doesn’t take hailstones of this size to cause significant property damage.
Hail Damage Insurance Claims
It’s to your advantage to inspect your property after a hailstorm. In addition to looking for cracked windows and dented cars, look for damage to the following:
- Tree branches that overhang the property
- Window screens
- HVAC system components
- Gutters and downspouts
- Roof shingles
The danger with hailstorms is that they may cause damage that you do not recognize or immediately notice. It sometimes takes years for a roof to leak following a hailstone impact. This type of delay may prompt an insurance company to deny an insurance claim. Unless you have documented proof that hail damaged your property, an insurance company may dispute the cause of the losses, even if you filed a claim shortly after a storm.
Maximize Your Claim with a Public Insurance Adjuster
If your area experiences a hailstorm, a public insurance adjuster can help determine the scope of the related damages, not just the visible damages. At Commercial Claim Pro, we have a team of professionals who specialize in recovering hail damage losses to maximize the claim you receive.
A dedicated public insurance adjuster will guide you through the insurance claims process to make it as stress-free as possible. The representative will work on your behalf by filing your claim, hiring professional inspectors and negotiating with the insurance company when it offers an unfair settlement.
Your insurance company has professionals that look out for its best interests when you file a hail damage claim. It makes sense to have a similar team on your side. At Commercial Claim Pro, we work for you to help your company receive the maximum settlement possible and focus on recovery. Call us today to get started on your claim.