In nature, mold serves a vital role as it breaks down and consumes organic materials. When moisture problems affect a building, mold damage occurs when the spores grow and colonize to levels that affect property and cause health problems.
It takes as little as 24 hours for mold to develop on a damp surface, according to the Federal Emergency Management Agency. In addition to compromising the structural safety of a building, mold can penetrate items such as furniture, flooring, documents, books and photographs. The spores also lower the quality of indoor air, which may trigger allergic reactions or upper respiratory distress in some individuals.
Mold Damage Insurance Claims
Your ability to get a mold damage-related claim approved depends on your commercial insurance policy and the circumstances that led to the damage. An insurance company may dispute your claim, for example, if a leaky pipe led to the development of mold and you don’t have flood insurance. A company may also contest a claim if hidden, dormant mold suddenly becomes active several months after you experience water damage or humidity problems.
When your property experiences mold damage, don’t risk your health or file a claim by yourself. Call a public insurance adjuster who will immediately help you with the claims and clean-up process.
Public Insurance Adjusters Make a Difference
A public insurance adjuster is an independent insurance specialist who will help you recover from mold damage while ensuring the best claims payout possible. At Commercial Claim Pro, we’ll give you step-by-step guidance—from filing an insurance claim to hiring a remediation company with the appropriate type of desiccant drying and mold cleaning equipment.
When you meet with one of our public insurance adjusters, he’ll review your insurance policy with you and document and inventory the damaged property. After testing the mold, the public adjuster will review your options and suggest a course of action.
At Commercial Claim Pro, we represent you, not an insurance company. We’ll help you navigate through the claims process and ensure the proper restoration and safety of your building. Don’t let mold damage linger; call Commercial Claim Pro today.