Water damage is one of the most common insurance claims in the U.S., and plumbing leaks are a contributing factor. Damage from leaky plumbing comes in the form of water damage that can penetrate walls, flooring and insulation, and lead to mold damage. Even a seemingly small leak can result in significant losses.
Filing a Claim for Plumbing Leaks
If your commercial insurance policy offers water damage-relate coverage or you purchased a supplemental water damage-related policy, you may be entitled to receive an insurance settlement.
One of the problems that you may encounter when filing a claim is a deadline. In some U.S. states, you must file a claim within the first 14 days of a plumbing leak. If the leak is over 14 days old when you report it, you may not receive a settlement for damage that occurred on the first 13 days.
When you discover a plumbing leak, contact a public insurance adjuster before filing a claim with your insurance company. The professional will review the nuances of your policy to help maximize the payout from your insurance provider and ensure the hygienic restoration of your property.
Plumbing Leaks and a Public Insurance Adjuster’s Role
When you experience water damage from a plumbing leak, it’s vital to dry the area correctly to prevent problems like mold or rot. If the leak contains black water, the recovery process must include sanitization. At Commercial Claim Pro, a public insurance adjuster will handle the claim for you, from negotiating with your insurance company to hiring contractors.
Your dedicated public adjuster will also:
- File paperwork on your behalf.
- Document the business’ losses.
- Hire professional plumbing inspectors.
- Hire a certified hygienist if you suffered black water-related losses.
- Ensure the correct drying and remediation processes for your property.
- Help you receive compensation for plumping repairs and property losses.
The public insurance adjuster assigned to your case only works for you, not an insurance company. Everything he does is in your best interest so you receive a fair settlement. Contact Commercial Claim Pro to learn how we can help you with your plumbing leak.